The first step in applying for a credit facility is to gather all of the documentation required.
Documents required are:
- If the business is a corporation:
- Certificate of Incorporation
- Certificate of Compliance
- Articles of Incorporation
- Certificate of Incumbency
- Shareholders Register
- Business license from the appropriate municipality
- Workers Safety and Compensation Commission (WSCC) certificate
- Business plan, which should include:
- Resumes of owners and key management personnel
- Pro-forma financial statements and/or budget
- Contact information for key people, other than key management personnel, which could include:
- Bookkeeper/accountant/accounting firm
- Insurance broker
- Legal counsel
- Personal Net Worth Statement(s)
- Financial Statements
- Canada Revenue Agency forms:
- Business Client Consent Form
- Environmental Checklist